PRIVACY POLICY

Greenrock Accounting Pty Ltd (ABN: 65 662 311 953) (“we”, “us”, “GREENROCK™ Advisory”or the “Company”) is committed to privacy protection. At GREENROCK™ we understand the importance of keeping personal information private and secure.  This privacy policy (“Privacy Policy”)describes generally how we manage personal information and safeguard privacy.If you would like more information, please don’t hesitate to contact us.

This Privacy Policy applies to the GREENROCK™ Advisory companies including the following:
• GREENROCK™ ADVISORY PTY LTD (ABN: 79 614 895 064)
• GREENROCK™ ADVISORY NO. 2 PTY LTD (ABN: 16 660 487 267)
• GREENROCK ACCOUNTING PTY LTD (ABN: 65 662 311 953)
of Level 1 / 390 St Kilda Road, Melbourne VIC 3004of PO BOX 7709 Melbourne VIC 3004 Australia and Level 14 (1402B) / 275 Alfred Street, North Sydney NSW 2060    
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GREENROCK™ recognises the importance of protecting the privacy of personally identifiable information collected about our clients. For the purposes of this Privacy Statement, the word clients includes visitors to our websites, subscribers to and users of our services, purchasers of our products and advertising customers. We are bound by the National Privacy Principles in the Privacy Act 1988 (Cth) in relation to the handling of personal information. We collect personal information when we provide our services to you. Generally, we will tell you why we are collecting information when we collect it and how we plan to use it or these things will be obvious when we collect the information. We usually collect personal information such as your name, address, telephone number, and in some instances, your financial details. When you are online, we collect information regarding the pages within our network which you visit and what you click on. As a general rule we do not collect sensitive information. However, if we do, it will usually be for the purposes of providing our goods or services and if the law requires us to, we will seek your consent to collect it. 
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INTELLECTUAL PROPERTY
‍All intellectual propertyin relation to material included on this site belongs to GREENROCK™ or itslicensors, advertisers or affiliates. Users obtain no interest in thatproperty. All material on this site is protected by Australian andinternational copyright and other intellectual property laws. Users may not doanything which interferes with or breaches those laws or the intellectual propertyrights in the material.  Users maydownload and view the material or print a copy of material on this site forpersonal, non-commercial use provided you do not modify the copy from how itappears on this site (including any copyright notice). All rights not expresslygranted under these terms are reserved by GREENROCK™. Users will not use thissite for any unlawful purpose.
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‍LIABILITY
‍GREENROCK™ does notwarrant the accuracy of the content on the site. The content is provided to you“as is” and on an “as available” basis and on the condition that you undertakeall responsibility for assessing the accuracy of the content and rely on it atyour own risk. All content on this site may be changed at GREENROCK™’s solediscretion and without notice. The content on this site is a summary only ofthe subject matter covered, without an assumption of a duty of care by GREENROCK™or its contributors. The summary is not intended to be nor should it be reliedon as a substitute for financial or other professional advice. GREENROCK™ willhave no responsibility or liability in relation to any loss or damage that youincur, including damage to your software or hardware, arising from your use ofor access to this site.  

‍INDEMNITYY
ou agree to indemnify GREENROCK™ (its respective parentsand affiliates and their respective employees and officers) against any loss ordamage suffered, or costs incurred, by them in connection with your use of thesite or any breach by you of any other legal obligation.
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‍THIRD PARTY CONTENT AND LINKS
‍This site may includethird party content which is subject to that third party’s terms and conditionsof use. This site may include links to third party sites which are not related toGREENROCK™ and in relation to which GREENROCK™ has no control or interest. Theappearance  of those links on this sitedoes not indicate any relationship between GREENROCK™ and that third party orany endorsement by GREENROCK™ of that third party, its site or the products orservices which it is advertising on this site.
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‍SECURITY
‍GREENROCK™ strives toensure the security, integrity and privacy of personally identifiableinformation of our customers. We use a variety of physical and electronicsecurity measures including restricting physical access to our offices andfirewalls and secure databases to keep personal information secure from misuse,loss or unauthorised use or disclosure. Unfortunately, no data transmissionover the Internet can be guaranteed to be totally secure.
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‍COPYRIGHT
‍Copyright in this materialis retained by the Author. Apart from any fair dealing as permitted under theCopyright Act 1968 for the purposes of research or review, no part of thismaterial may be reproduced by any process whatsoever without written permissionof the author. 
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Personal Information Collection
‍At GREENROCK™ Advisory, weonly gather personal details from this site when you willingly share them withus.  

‍Handling and Sharing of Personal Information
‍Typically, we do not harvest personal data via this site. Ifsuch collection occurs, we ensure its use aligns with our business operations.Such data is utilized solely for its intended purpose, unless stated otherwisein this Privacy Statement or at the collection point. Your information remainsconfidential within our organization unless you give consent or the lawmandates disclosure. 

‍Cookie Usage
‍Our site uses cookiesminimally to enhance user experience, and not for storing personal data. Mostbrowsers accept cookies by default, but you can modify settings to reject them. 
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‍Safeguarding Your Information
‍While GREENROCK™ Advisoryemploys robust encryption measures to protect your data, transmittinginformation, including email addresses, is at your risk. 
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‍External Links and Third-Party Websites
‍Our site may feature linksto other websites. GREENROCK™ Advisory doesn’t vouch for the practices orcontent of these third-party sites. Always peruse the privacy policies of sitesyou visit after leaving ours. 
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‍Your Privacy Matters
‍This Privacy Policyillustrates our commitment to protecting your data and pertains to GREENROCK™Advisory. Included herein is our credit reporting policy which discusses thehandling of personal information associated with credit applications orfacilities, known as credit information. For European Economic Area (EEA)member nations, the 'GDPR' determines our data collection, utilization,storage, processing, and disclosure methods. Under GDPR, we are designated as adata controller. 

‍Data We Accumulate
‍General Details: This canrange from your name, contact methods, to financial details like your tax filenumber.  Legally Mandated Collection:Some laws necessitate that we collect specific personal details, such as theAustralian  Anti-Money Laundering lawrequiring identity verification. 
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Website Interaction Data Collection
‍For online users, weobserve your online behaviour for authentication and to enhance our services.We might reach out. Such uncompleted application data is temporarily retainedbefore being deleted. Interaction via social media channels might be logged,but confidential topics will always be discussed securely. Occasionally,anonymized data from web users, like IP addresses, is collected to secure webapplication usage. 
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How We Gather Your Data
‍Direct Collection: Weprimarily collect information directly from you. This can be via forms, calls,emails, SMS, or website interactions. Indirect Collection: At times, as permittedby the Privacy Act 1988, we might gather details about you from other sources.This happens if it’s essential and might include data from public registers,social media, third parties, or from your advisors. 
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‍Declining to Share Your Information
‍If you refrain fromsharing specific details: We might be unable to offer credit assistance orsuggest appropriate financial products or services. Your identity verificationor fraud protection could be compromised. 
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‍Privacy Policy Amendments
‍Occasionally, updates tothis policy may be essential in line with the Privacy Act and the AustralianPrivacy Principles. Updates will be posted on our website. For moreinsights into the Privacy Act and Australian Privacy Principles, visit theAustralian Information Commissioner’s website at https://www.oaic.gov.au/.